A mistake

• But negligence or carelessness is also sufficient.
• From you, but also from the employees or products for which you are responsible.

Someone suffering damage

• Damage may be physical, e.g. injury or incapacity for work.
• or material, e.g. a machine that breaks down.
• But also financial, e.g. loss of turnover, loss of customers…

A clear link between both fault and damage